How to Finance Surrogacy

Surrogacy and egg donation opens the door to parenthood for couples and singles wishing to become parents who otherwise may not be able to make that wish a reality. We believe surrogacy and egg donation to be nothing short of awe inspiring. It’s also expensive. We know that, too.

At Growing Generations, we strive to identify ways to make this process more accessible, which is why we are proud to offer two financing options. The first is available for clients residing in the United States through Prosper Healthcare Lending.  Prosper offers competitive interest rates and long loan terms.  They have two financing programs to choose from–depending on the amount you need to borrow as well as your borrowing power:


These plans cover a variety of potential costs, including any medications that may be required as part of your cycle. With a cap of $100,000 available to select borrowers, and terms stretching out up to 85 months, Prosper makes it simple to finance the start of your family. Quick applications and instant decisions on loans under $35,000 make financing decisions as easy as possible.

The second option is offered directly through Growing Generations and is available to clients living anywhere in the world. For those who qualify, funds will be transferred directly to your client expense account upon approval. Loan terms of 12-18 months are available with interest rates of 5.5% for domestic clients and 7.5% for international clients.

To learn more about our financing options, and to find your best fit, click here or talk with your case or financial specialist.

Teo Martinez

Teo Martinez is the CEO of Growing Generations, a surrogacy and egg donation agency headquartered in Los Angeles, CA. Educated at both UCLA and Pepperdine University, and with over 15 years of experience working in assisted reproduction, Teo’s background makes him one of the most experienced and accomplished professionals in the field.