
Surrogacy for Intended Parents
June 1, 2026 at 7:15:00 AM
When you’re pursuing surrogacy through IVF, you may hear terms like PGS, PGD, PGT-A, PGT-M, or PGT-SR during your IVF process. These tests are designed to give your fertility team more information about your embryos before transfer, but they’re not all used for the same reason. For intended parents working with a surrogate, understanding the difference can help you feel more prepared as you move through IVF, embryo creation, genetic counseling, and transfer planning.
Understanding the difference between PGS and PGD matters because embryo testing can influence which embryos are considered for transfer, when a transfer cycle may be scheduled with your gestational surrogate, and how your fertility clinic, care team, and agency coordinate next steps. We’ll also look at where genetic carrier screening comes in before embryo creation, when intended parents may need one type of testing or both, how the testing process works, and what to understand about success rates, limitations, risks, and cost before making a decision with your fertility team.
What PGS and PGD Test For and Why the Names Have Changed
Historically, intended parents often heard two main terms: PGS and PGD.
PGS, or preimplantation genetic screening, refers to testing that assesses whether an embryo has the expected number of chromosomes. This type of testing screens for aneuploidy, when an embryo has too many or too few chromosomes. Today, this is more commonly called PGT-A, or preimplantation genetic testing for aneuploidy. The American College of Obstetricians and Gynecologists explains that PGT-A screens embryos for whole chromosome abnormalities before transfer.
PGD, or preimplantation genetic diagnosis, was used when testing embryos for a known inherited genetic condition or single-gene disorder. Today, this is typically called PGT-M, or preimplantation genetic testing for monogenic conditions. The American Society of Reproductive Medicine describes PGT-M as testing used for monogenic, or single-gene, conditions and emphasizes the importance of counseling around its clinical and technical complexities.
You may also hear the term PGT-SR, which refers to preimplantation genetic testing for structural rearrangements. This may be considered when a biological parent has a known chromosomal rearrangement, such as a balanced translocation.
In simple terms:
PGT-A looks at chromosome number.
PGT-M looks for a specific inherited gene mutation.
PGT-SR looks for certain structural chromosome issues.
While many people still use PGS and PGD conversationally, most clinics and genetic testing laboratories now use the updated PGT terminology.
Where Genetic Carrier Screening Fits Before Embryo Testing
Before embryo testing is considered, intended parents, egg donors, and sperm donors may complete genetic carrier screening, a step that's distinct from testing the embryos themselves.
Carrier screening examines whether people contributing eggs or sperm carry genetic variants that could be passed on to a child. These may include autosomal recessive conditions, autosomal dominant conditions, and X-linked conditions. Genetic counseling for PGT is commonly used in cases involving autosomal dominant, autosomal recessive, and sex chromosome-linked disorders.
This step matters because many carriers are healthy and have no symptoms. If both genetic contributors are carriers for the same autosomal recessive condition, or if there is a known inherited condition in the family, a genetic counselor may recommend PGT-M. This is also relevant for intended parents who are using both an egg donor and a sperm donor, a situation common among single intended parents and many LGBTQIA+ families, where carrier screening helps assess compatibility between donors before embryos are created. In those cases, the laboratory may design a customized test to look for that specific gene mutation in embryos before transfer.
For intended parents using an egg donor, sperm donor, or both, carrier screening can also help your care team assess compatibility before embryos are created. The goal is to identify risks early enough to make informed decisions.
When Intended Parents Need PGS, PGD, or Both
The right testing depends on your medical history, family history, age, and the genetic contributors involved.
PGT-A, formerly called PGS, may be discussed when the person contributing eggs is over 35 or between the ages of 38 and 41. As egg age increases, the likelihood of chromosomal abnormalities in embryos also increases, which can affect implantation, miscarriage risk, and the number of embryos available for transfer. ASRM’s 2023 committee opinion reviews the use of PGT-A and notes that its effectiveness can vary by patient population and clinical context.
PGT-M, formerly called PGD, may be recommended when there’s a known gene mutation, a family history of genetic disease, or carrier screening results that show a risk for a specific inherited condition. ASRM notes that PGT-M has become more complex and more frequently used as embryo biopsy and DNA technologies have advanced.
Some intended parents may use both PGT-A and PGT-M. For example, if embryos are being tested for a specific inherited disorder, the same embryo biopsy may also be used to assess chromosome number.
Genetic testing is especially valuable in identifying chromosomally normal embryos pre-transfer. Identifying embryos with the strongest likelihood of implantation may help support a more efficient transfer plan, though no test can guarantee a pregnancy.
How Preimplantation Genetic Testing Works
Preimplantation genetic testing happens during an IVF cycle before an embryo is transferred to a surrogate.
After eggs are retrieved and fertilized, embryos are monitored as they develop in the embryology lab. Testing is performed at the blastocyst stage, often around days 5 through 7 of embryo development. At that point, an embryologist removes a small number of cells from the part of the embryo that is expected to become the placenta. The embryo is usually frozen while the sample is sent to a genetic testing laboratory.
At the laboratory, the testing depends on what has been ordered. For PGT-A, the lab analyzes chromosome number. For PGT-M, the lab looks for a specific gene mutation or inherited condition. For PGT-SR, the lab evaluates specific chromosomal structural concerns.
The results are then sent back to the fertility clinic and reviewed with the intended parents, often alongside a reproductive endocrinologist and genetic counselor. Many clinics quote a turnaround time of roughly 1 to 2 weeks for PGT results, though timing can vary by laboratory, test type, batching, and whether a customized PGT-M probe must be created.
This timeline is important to intended parents because it may affect when the embryo transfer cycle can be scheduled with the surrogate.
How Genetic Testing Affects Transfer Success
One of the main reasons intended parents consider PGT-A is to help identify euploid embryos, meaning embryos with the expected number of chromosomes. In many studies, euploid embryos are generally more likely to implant and less likely to result in miscarriage than embryos with significant chromosomal abnormalities.
Research on PGT-A continues to evolve, and results can depend on patient age, embryo quality, testing technology, and study design. A Fertility and Sterility review on euploid blastocyst implantation emphasizes that even when a euploid embryo is transferred, implantation depends on many additional factors, including embryo characteristics, endometrial receptivity, uterine factors, and clinical protocol.
For intended parents, this means genetic testing is only one part of the larger picture. The reproductive endocrinologist’s protocol, embryo quality, the surrogate’s medical screening, uterine health, medication response, and overall coordination of care all play important roles. At its best, PGT-A helps your care team choose embryos with stronger transfer potential.
Risks and Limitations of Embryo Genetic Testing
It's worth understanding the limitations of embryo genetic testing before making decisions.
First, embryo biopsy is a highly specialized procedure that involves removing cells from an embryo. Many embryos tolerate biopsy and freezing well, but there can be embryo survival implications depending on embryo quality, lab technique, and thaw outcomes.
Second, results are not always simple. Some embryos may come back as mosaic, meaning the biopsy shows a mixture of normal and abnormal cells. Mosaic results can complicate transfer decisions because the biopsy reflects only the sampled cells, not necessarily every cell in the embryo. ASRM has separate guidance addressing the clinical management of mosaic results after PGT-A.
Third, PGT-A may reduce the number of embryos available for transfer if embryos are reported as aneuploid or abnormal. This can be challenging, especially for intended parents with a smaller embryo cohort.
Finally, genetic testing cannot guarantee a positive pregnancy, a live birth, or a child without medical conditions. The American College of Obstetricians and Gynecologists notes that traditional diagnostic testing or screening during pregnancy may still be offered even after preimplantation genetic testing.
This is why genetic counseling is so important. A genetic counselor can help you understand what the test can tell you, what it cannot tell you, and how the results may shape your next steps. These results can raise difficult questions, and working through them with a genetic counselor is an important part of the process.
What PGS and PGD Cost and How to Plan
The cost of embryo genetic testing varies widely by clinic, laboratory, location, number of embryos tested, and type of testing.
In general, PGT-A, formerly PGS, may cost several thousand dollars per IVF cycle. Some published fertility cost estimates list PGT or PGT-A costs in the range of about $3,000 to $7,000 per cycle, though national pricing can vary significantly.
PGT-M, formerly PGD, is often more expensive because it may require custom test development for a specific gene mutation or family variant. Some current fertility cost resources estimate PGT-M at about $7,000 to $12,000 per IVF cycle, depending on the laboratory, clinic, and the number of embryos tested.
Costs may include a few separate pieces:
The embryo biopsy fee, charged by the embryology lab or fertility clinic.
The genetic testing fee, often charged by the testing company.
A per-embryo fee, depending on the lab’s pricing model.
A set-up or probe development fee, especially for PGT-M.
Possible shipping, courier, cryopreservation, or storage fees.
Some laboratories offer a flat rate for testing up to a set number of embryos, while others charge per embryo. These fees are usually separate from the IVF cycle itself and may be paid out of pocket, depending on insurance coverage and medical indication.
Your best approach as an intended parent is to ask your fertility clinic for a written estimate that separates IVF costs, biopsy fees, PGT-A or PGT-M fees, embryo freezing, storage, and transfer costs.
Frequently Asked Questions
Can you do PGS and PGD on the same embryo?
Yes. In many cases, the same embryo biopsy can be used for both chromosome screening and testing for a specific inherited condition. In updated terminology, this means PGT-A and PGT-M may be performed together.
How long does genetic testing take on embryos?
Many PGT-A results are returned in about 1 to 2 weeks, although timing varies by clinic and lab. PGT-M can take longer if the lab must first create a customized test for a specific gene mutation. Your fertility clinic and genetic counselor can give you the most accurate timeline based on your test type and IVF cycle plan.
Does genetic testing damage the embryo?
Embryo biopsy is commonly performed at experienced IVF laboratories, and many embryos survive biopsy, freezing, thawing, and transfer. However, it’s still a procedure performed on an embryo, and there are risks. Embryo quality, laboratory experience, freezing and thawing protocols, and the number of cells removed can all matter. This is one reason PGT should be discussed carefully with your reproductive endocrinologist and genetic counselor.
Is PGT-A recommended for all IVF cycles in surrogacy?
Not always. PGT-A may be especially relevant when the egg provider is older, when there's a history of prior pregnancy loss or failed transfers, or when intended parents want additional information before selecting an embryo for transfer.
What are the potential benefits, risks, and limitations of PGS and PGD for intended parents?
The potential benefits include better embryo selection, reduced risk of transferring embryos with certain chromosomal abnormalities, and the ability to avoid transferring embryos affected by a known inherited condition. For intended parents, this supports a more informed and coordinated transfer plan.
The risks and limitations include added cost, embryo biopsy considerations, possible mosaic or inconclusive results, fewer embryos available for transfer, and the emotional weight of deciding what to do with abnormal or uncertain results. Most importantly, PGT does not guarantee implantation, pregnancy, live birth, or a child free of all medical conditions.
Genetic testing decisions are made in close partnership with your fertility clinic, reproductive endocrinologist, genetic counselor, and care team. At Growing Generations, our team has supported intended parents through thousands of IVF and transfer cycles, and we understand how much is at stake at this stage. We work closely with your fertility clinic to help coordinate timing, information, and next steps — so you're not navigating this alone. To learn more, explore our intended parents overview or schedule a consultation with our team.
Related Posts
KNOWN VS ANONYMOUS DONORS FOR LGBTQIA+ FAMILIES: THE EMOTIONAL PROS/CONS
For LGBTQIA+ intended parents choosing surrogacy as a path to parenthood, the choice of using a donor in your family-building process carries emotional and practical considerations that will shape your family’s story. Explore the emotional, legal, and long-term considerations of choosing a known vs. anonymous donor for LGBTQIA+ families in this article.
.png)
10 SURPRISING FACTS ABOUT SURROGACY IN 2026
Surrogacy is a family-building process in which a surrogate carries and gives birth to a child for the intended parent(s). Discover 10 facts about surrogacy in 2026, including success rates, screening standards, and financial planning.

20 CRITICAL QUESTIONS TO ASK A SURROGACY AGENCY BEFORE YOU COMMIT
Choosing a surrogacy agency is one of the most important decisions you will make on your path to parenthood. Explore this agency interview checklist with questions to help you find the right fit for you and the family you are building.
.png)
ALTRUISTIC VS. COMMERCIAL SURROGACY: PROS, CONS, AND LEGAL REALITIES
If you're weighing altruistic and commercial surrogacy, the distinction often starts with one question: do you have someone in your life who has offered to carry, or are you starting the search through an agency? Sometimes, that person is someone already in your life, such as a relative, friend, or loved one who offers to become a surrogate.
.jpg)
BEST SURROGACY AGENCIES IN THE U.S. (2025): AN EXPERT GUIDE FOR INTENDED PARENTS
Choosing the right surrogacy agency is one of the most important decisions you will make on your path to parenthood. Download our checklist and comparison worksheet designed to help you ask the right questions, evaluate key criteria, and document each agency’s responses side by side.
%20AN%20EXPERT%20GUIDE%20FOR%20INTENDED%20PARENTS.png)
BONDING WITH YOUR SURROGATE BABY BEFORE BIRTH
As an intended parent, you may feel left out on pre-birth bonding. However, there are some solutions. Find out more.

BREAKING BARRIERS WITH SURROGACY FOR HIV POSITIVE COUPLES
Thanks to medical advancements like sperm washing and viral load monitoring, surrogacy for HIV positive couples is now a safe, empowering path to parenthood.

BREASTFEEDING OPTIONS IN SURROGACY: INDUCED LACTATION, PUMPING, AND FORMULA PLANS
For intended parents, feeding decisions after surrogacy involve considerations that standard postpartum resources rarely cover. This guide offers practical insight into infant feeding after surrogacy. Whether you are considering breastfeeding through induced lactation, working with your surrogate to provide breast milk, or planning to use formula, each path is valid. There is no single “right” choice.

CREATING A RELATIONSHIP WITH YOUR SURROGATE
It’s important during this phase of your process to establish the foundation of your relationship with your surrogate. Here’s what I hear from surrogates about what they are looking for.

CREATING A RESPECTFUL SURROGATE RELATIONSHIP
At the heart of every surrogacy journey is a relationship built on trust, communication, mutual respect, and shared goals. While the process itself involves medical and legal procedures, the connection between you and your surrogate becomes the emotional foundation that carries the experience forward. Learn how to foster that connection from matching through post-birth.

DOES A SURROGATE SHARE DNA WITH THE BABY? THE GENETICS EXPLAINED
Wondering whether your baby will share DNA with the surrogate? Learn how genetics work in surrogacy, including whose DNA the baby inherits and how factors like blood type are determined.
.png)
FLYING WITH A NEWBORN
Surrogate births often occur far from where the baby will live, requiring a plane ride home, which can be stressful with a newborn. Read our travel tips here!

FROM MATCH TO BIRTH: HOW SURROGACY WORKS STEP-BY-STEP
Explore each stage of the surrogacy process—consultation, matching, embryo transfer, legal steps, and delivery—in this clear step‑by‑step guide for intended parents.
.png)
GAY DADS’ FIRST BIG CHOICE: HOW TO CHOOSE AN EGG DONOR
For many LGBTQIA+ couples, finding an egg donor is one of the ways they are able to start a family and build their legacy. And if it feels like a very emotional decision, you’re not alone. See our guide for gay dads on choosing an egg donor, covering donor options, genetic considerations, emotional factors, and how to approach this first major surrogacy decision.
.png)
HOW IS ALTRUISTIC SURROGACY DIFFERENT FROM COMMERCIAL SURROGACY?
While having altruistic motives, surrogates at Growing Generations do receive compensation. We dispel the myth, however, that surrogacy commoditizes women.

HOW TO FIND A SURROGATE
Finding a gestational surrogate is the first step towards your parenthood journey. This involves identifying, screening, and matching with a gestational carrier who meets medical, legal, and personal criteria. Explore safe options, agency vs. independent paths, legal considerations, and expert guidance for intended parents.

INTENDED PARENTS: WHAT TO PACK FOR DELIVERY
There are resources out there for what to pack for delivery for surrogates & mothers, but what about intended parents?
.png)
INTERNATIONAL SURROGACY LAWS: WHAT EVERY INTENDED PARENT SHOULD UNDERSTAND BEFORE CHOOSING A DESTINATION
International surrogacy laws vary significantly by country, and for intended parents building a family across borders, understanding those differences is one of the most important steps you can take. Growing Generations explains what families need to know about legal recognition, citizenship, and why the U.S. remains the most legally stable destination.

LIFE AFTER DELIVERY: NURTURING A HEALTHY RELATIONSHIP WITH YOUR SURROGATE
The day your baby is born is the beginning of a new chapter, not only for you as a parent, but for the relationship you have built with your surrogate. Growing Generations has supported more than 2,400 families through the surrogacy process, including through the post-birth transition.
.jpg)
PRE-BIRTH ORDERS IN SURROGACY: WHAT INTENDED PARENTS NEED TO KNOW
For intended parents, the legal side of surrogacy can feel like the most unfamiliar part of your surrogacy journey. Learn what a pre-birth order in surrogacy is, how it works, when it’s filed, and how it establishes legal parentage before birth. Understand state differences and what to expect as intended parents.

RECIPROCAL IVF 101: A ‘SHARED MOTHERHOOD’ GUIDE FOR TWO-MOM FAMILIES
For many two-mom families, including lesbian, bisexual, pansexual, transgender, and non-binary individuals with female reproductive anatomy, the journey to parenthood can include the opportunity to share a meaningful role in bringing their child into the world. Learn how reciprocal IVF works for lesbian couples, including the medical process, emotional considerations, and what to expect when building a shared motherhood journey.

REQUIREMENTS FOR INTENDED PARENTS: AGE LIMITS, ELIGIBILITY & WHAT TO EXPECT
For many people exploring surrogacy as a path to parenthood, one of the very first questions is, “Do I qualify to become an intended parent?”, more specifically, “Is there an age limit for intended parents?” This guide answers your questions about age limits, emotional challenges, or legal considerations.

SINGLE-PARENT SURROGACY: FINANCING, LEGAL PREP, AND EMOTIONAL SUPPORT
The choice to become a parent on your own reflects a clear vision about the family you want to build. Single-parent surrogacy is empowering, and more people are choosing to pursue the path to parenthood independently. Learn how single-parent surrogacy works, including costs, legal preparation, timelines, and emotional support for solo intended parents pursuing parenthood.

SURROGACY AGREEMENTS EXPLAINED: LEGAL MUST-HAVES FOR U.S. AND INTERNATIONAL PARENTS
When you begin your surrogacy journey, you carry a hope for welcoming a baby with you. Alongside that joy and anticipation, there is also a real need for clarity and protection. That’s exactly where a surrogacy agreement comes in. Let’s walk through why it matters.
.png)
SURROGACY COST BREAKDOWN: WHAT INTENDED PARENTS REALLY PAY
Learn what surrogacy really costs, from agency fees to IVF, and how first-time intended parents can plan and budget with confidence.
.png)
SURROGACY FOR LGBT COUPLES: NAVIGATING THE PATH TO PARENTHOOD WITH GROWING GENERATIONS
Growing Generations is dedicated to helping LGBTQIA+ intended parents build their families through surrogacy Discover what you need to know to navigate the surrogacy process and how Growing Generations supports you through each step.

SURROGACY FOR SAME-SEX COUPLES: LEGAL, MEDICAL, AND EMOTIONAL TIPS FOR LGBTQIA+ FAMILIES
Gay and LGBTQIA+ intended parents often face unique hurdles and challenges during the family-building process. Discover how Growing Generations helps same-sex couples navigate the surrogacy process.

SURROGACY FOR THE SINGLE PARENT: WHAT TO KNOW BEFORE GROWING YOUR FAMILY
The surrogacy process can seem daunting to a single intended parent. Discover what to expect from these unique challenges and learn some tips for preparing for single parent surrogacy.

SURROGACY INSURANCE 101: COVERAGE OPTIONS, GAPS, AND HOW TO PROTECT YOUR JOURNEY
Learn how surrogacy insurance works — what’s covered, what’s not, and how to protect your journey.

SURROGACY OVERVIEW FOR INTENDED PARENTS: WHAT TO EXPECT ON YOUR JOURNEY
Beginning the surrogacy process is a significant step toward building your family. This guide offers an overview of what you can expect as an intended parent.
.png)
SURROGACY TIMELINE CALCULATOR: HOW LONG EACH PHASE TAKES AND WHY
When you begin exploring surrogacy, it is natural to wonder how long the journey will take. Understanding the surrogacy timeline can help you feel more prepared as you begin planning your path to parenthood. Learn more in our article.
.png)
TELLING YOUR BOSS ABOUT SURROGACY
Telling your boss that you are going to be a surrogate can be daunting. Learn how to reveal this news properly in the work place.

THE CONTRACTING PHASE
Growing Generations is proud to have a talented legal team that helps draft contracts between all parties. Learn more about the contracting phase today.

THE FACTS ABOUT SURROGACY: DEBUNKING 6 MYTHS
Let’s set the record straight. Find out the the truth behind 6 common surrogacy myths as you get started on your surrogacy journey.

THE POST BIRTH RELATIONSHIP WITH YOUR SURROGATE
The relationship between the intended parents & the surrogate will change after childbirth, & in different ways depending on the families involved. Learn more.

THIRD PARTY REPRODUCTION: SURROGACY AND DONATION OVERVIEW
Starting a family doesn’t always follow the path we imagine, and for many people, that journey can come with questions, challenges, and hope all at once. Third-party reproduction offers another way to build your family when traditional conception isn’t possible or doesn’t match your circumstances. Learn more here.

TIPS FOR MEETING YOUR SURROGATE FOR THE FIRST TIME
Navigate the crucial first meeting between surrogates and intended parents with confidence. Growing Generations shares insightful tips on preparation, communication etiquette, and setting expectations, ensuring a smooth start to your surrogacy journey.

TOP QUESTIONS TO ASK YOUR POTENTIAL SURROGATE (AND THE ANSWERS TO LOOK FOR)
Meeting a potential surrogate brings up a mix of emotions, and it is completely normal for you to feel this way. After all, this is a big step in your surrogacy journey. This guide is here to help you approach that first conversation with confidence. It’s designed to help you make a connection with your surrogate, not as legal or medical advice.
.png)
TRADITIONAL VS GESTATIONAL SURROGACY: KEY DIFFERENCES EVERY PARENT SHOULD KNOW
As you consider surrogacy to grow your family, understanding the pros and cons of gestational versus traditional surrogacy is vital. Discover what you need to know before making this important decision.

USING BOTH DADS’ SPERM: WHAT COUPLES USUALLY DECIDE (AND WHY)
For gay dads pursuing surrogacy, deciding whose sperm to use is one of the first major decisions in their path to parenthood. Here we explore your options for shared cycles, the medical realities, emotional factors, and practical guidance for family building.
.png)
WHAT ARE INTENDED PARENTS? MEANING, DEFINITION & WHO THEY ARE IN SURROGACY
Intended parents are the legal parents of the child carried by a surrogate. In gestational surrogacy, the model used today by most U.S. agencies, the surrogate has no genetic or parental claim to the baby. Read more about the role in our guide.

WHAT IS A PRE-BIRTH ORDER
Completely understanding birth orders can prevent unnecessary issues for surrogates & IPs. Learn about them here.

WHAT IS SURROGACY? A COMPLETE GUIDE FOR FIRST-TIME INTENDED PARENTS
Discover everything you need to know to start your journey as first-time intended parents, from how surrogacy works and what it costs to the legal steps and what to expect.

WHEN TO ARRIVE FOR THE BIRTH: INTERNATIONAL IP
Timing your arrival for the birth of your surrogate baby can be tricky, especially when you're traveling from over seas.

WHEN YOUR SURROGATE BABY IS IN THE NICU: WHAT YOU SHOULD KNOW
A stay in the NICU can be challenging both emotionally and logistically for new parents. It can be helpful to have a quick guide of what to expect and how to react. Get it here.



